1.Foreign Outward Remittance

Through cooperation with our correspondence banks, we provide you with fast and convenient global outward remittance service.

T/T：

Base on remitter’s Application for Outward Remittance, the Bank authorizes correspondence banks via SWIFT system to remit the funds to designated beneficiary.

Demand Draft, D/D：

The Bank issues bank drafts which authorize foreign correspondence banks to pay. Remitters could carry or wire our banks drafts to the beneficiary then collect the remittance through our correspondence by the beneficiary.

Mail Transfer, M/T：

The Bank issues proxy letter, mail to foreign banks, and authorize it to inform the beneficiary to collect the remittance.

2. Foreign Inward Remittance

T/T：

Foreign remitter remits the fund through local banks via TELEX or SWIFT to your account in the Bank. After the Bank examined the remittance has been transfer to the account correctly, we will inform you with an “Advice of Inward Remittance” for you to collect the remittance.

Demand Draft, D/D：

When you hold a bank draft which demands the Bank to pay issued by foreign remittance bank, we will confirm the authorized signing is correct and the fund has been remitted to the account for you to collect the fund.

Mail Transfer, M/T：

After receiving the formal proxy letter issued by foreign remittance bank, the Bank will confirm the authorized signing is correct, the fund has been remitted to the account and inform you with an “Advice of Inward Remittance” for you to collect the remittance.

3.Clean Draft Purchase and Collection

The Bank has foreign account in every major foreign currency countries. Therefore the Bank can provide efficient bill collection service and can pay either NT dollar or foreign currency on your request. To apply, applicants must open an account in the Bank, fill out the “Application Form for Purchase/Collection of Foreign Current Draft”, provide two guarantors and complete contract signing.

Clean Draft Purchase:

Individual or company due to cross-border trade or commercial services obtained outside of your country and currency bill payment remittance, the applicant may request the Bank to sell foreign currency notes or remittances to cope liquidity needs.

Clean Draft Collection:

On behalf of an individual or company commissioned the fare charged by banks to foreign payments and determine recognized abroad, and then paid to the holder solution.

4.Import Business

Types of Business:

Import LC, Import Collection

Import LC Business

Service Target:

Legally registered business enterprises engaged in import business or agencies, organizations and so on who are permitted to import.

LC Type:

Sight LC, the seller usance LC, buyer usance LC, Master L / C, back to back LC.

LC Method:

Full cable, brief cable, airmail.

Finance Amount:

Base on Borrower’s credit and goods of import.

Import Collection

Service Target:

Legally registered business enterprises engaged in import business or agencies, organizations and so on who are permitted to import.

Payment Method:

D/P: Acquire foreign collection document to take delivery of goods after domestic importer has paid.

D/A: Acquire foreign collection document to take delivery of goods after domestic importer processes draft acceptance.

Import collection line of credit can be applied.

5.Export business

Business Type:

Letter of Credit Advising, Collection of Export Bills, back to back LC, Letter of Credit Transferring.

Letter of Credit Advising:

Provide you with fast, convenient and quality services.

Collection of Export Bills:

Our export collection of export bills services provides you with the fastest speed to correctly send your export document abroad and allot funds to your account on time to make your usage of fund more flexible.

Service target:

Companies registered legally with good credit.

Application Method:

D/A: Base on export document after overseas buyer’s acceptance.

D/P: Base on export document after overseas buyers paid up.

Back to Back LC

Service Target:

Companies registered legally with good credit.

Finance Amount:

Base on the Borrower’s export record or real needs, operational, finance, and credit record. Application method: Base on original Master L/C to apply.

Product benefit:

Ensure confidentiality of the product. Use original export credit line to acquire LC issuance credit line. No need to pay domestic buyer in advance. Reduce transaction risk by paying domestic buyer after foreign customer pays.

LC Transferring Business:

We provide solution to export trader who receives large amount of purchase order but don’t have sufficient credit line or no credit line to issue back to back LC.

Service Target:

Companies registered legally with good credit.

Application method:

Base on LC (transferable) to apply.

1.Shippin Guarantee

Product Description：

Shipping Guarantee-If the imported goods arrive earlierthan thebills of lading , the importer, for the sake ofearlypick, will apply for a shipping guarantee issued by the L/C issuingbank. Theimporter has picked up goods from the shipping company first. After the original bill of ladingarrive, the Importer then make payment and take itto the shipping companyin exchange forthe shipping guarantee.

It is usable for importing goods with a short distance transportation, in case of the document preparedfor a long time, and the goods arriveearlier thandocuments, especially for fresh products, frozen foods, etc.

I.reducecapital pressure. The use of bankcreditto deliverysales first, accelerate the return of funds, reducecapital pressure.

II.Seizemarket opportunities.Importerof the goodsprior toreceiptachievetimely access toproperty rightscasedocuments, delivery, resale,and thustake advantage of favorablemarketto seize market opportunities.

III.Savefinance costs.Helpimporter to deliver timely andto avoidstranded costs.

Service Target：

Companies registered legally with good credit.

Application Document：

Shipping guarantee application form, original commercial invoice, originally and duplicate copy of bill of lading, copy of bill of lading, shipping company shipping guarantee (if available)

2.Forfaiting

Product Description：

FORFAITING-The bank discounts without recourse the accounts receivables due to goods sale, services providingor assetstransactions.Usually thecreditor has been guaranteed bybank acceptance/ defer payment/confirmation. Such as:Usancedraft accepted/confirmed by the credit issuingbank .

It is applicable for trade finance with non-recourse under the condition that the accepting/deferred paying/confirming bank is CCB’s correspondent bank with available limit.

I.without recoursebuyout.Accounts receivablewithout recoursebuyout, enabling customers to accounts receivable==="pocket for security."

II.Hedgevarious risks. Customers will becountry risk,buyercredit risk,exchange rate risk,interest rate risk, and all transferred to thebank, to achieve the purpose ofrisk aversion.

III.Without occupying customer’s line of credit.Customerswithoutcredit lineorinsufficientcredit line can still get financingfrom the bank.

IV.Increaseliquidity. Customers get100%financing, accounts receivableof the futurecash inflowsintothe current, to avoid tying up capitaland increasecash flow.

V.optimizefinancial statements.Customersat no additionalbank debtcases,reduceaccounts receivable,improve cashflow, to optimize theobjective of financial statements.

Service Target：

Companies registered legally with good credit.

Application Procedure

I.Customer provides forfaiting business application form

II.Signs forfaiting contract with the customer after acquiring available limit or confirmation of transfer from the bank (debtor)

III.Debt transferring.After endorsement of draft to the Bank in cases when customer holds the draft. Signing “Debt Transfer Contract”in cases when draft cannot be acquired.

IV.Discount payment. Deliver fund to the customer after deducting discount interest and related fee and acquiring LC issuing bank/acceptance of LC from designated bank/acceptance notice.

3.Financing Of  Import Bills

Product Description：

Financing of Import Bills includes:

L/C/DA/DP: Under import letter of credit/collection(D/A,D/P),the importer apply for a short term loan to pay the proceeds with shipment documents.

OA:The importer apply for a loan with shipment documents to pay the imported goods under Open Account.

Product Advantage：

I.reducecapital pressure. The use of bankfunds forimport and sale ofgoods, does nottie upany fundsto complete thetrade andearn a profit.

II.Seizemarket opportunities.Importerscannot immediatelypay the purchase priceincase oftimely access topropertyreceipts, delivery, resale,thusseize market opportunities.

III.Increase its bargaining power. Throughthe paymentperiod fromforwardtospot, or the correspondingperiodshortertermpayments, can helpimportersto increasebargaining power to exporters.

Service Target：

Companies registered legally with good credit.

Application Document：

I.LC/DA/DP Financing

Import Financing Application (Do not require for those who has contract under LC application)

II.OP Financing

OA Financing Application

Outward Remittance Application

Transaction Related Document

4.Export Bills Negotiation

Product Description：

EXPORT BILLS NEGOTIATION–In accordance withthe terms and conditions of the letter of credit/ contract(D / A, D / P),the exporterpresentdrafts and documents(or only presenting documents without drafts) to its bank for payment aftershipment , or apply fortrade finance if necessary.

Particularly the clean documentsfinancingunder theexportletter of creditis callednegotiation.

Product Advantage：

I.accelerates cash flow. The importerbeforepaymentcanbepaidin advance, thus speeding up therate of capital turnover.

II.Simplifyfinancingprocedures.Financechargesrelative to theliquidityloans is easy.

III.Improve cashflow. Current cashflowcan be increased, thereby improving financial position.

IV. Save finance costs. According to the level of interest rates of different currencies currency financing options, thus saving financial costs.

Service Target：

Companies registered legally with good credit.

Application Document：

I.Under LC

Export Bills Negotiation Application

LC and original LC Amendment

LC required document

II.Under D/P, D/A

Export Bills Negotiation Application

Required document