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¡PForeign Currency Conversion


Standard Definition

Foreign currency conversion is defined as CCB¡¯s conversion between a foreign currency and the RMB for a person.

  Overview

A person may convert between foreign currency cash/convertible bank notes and the RMB at an approved CCB outlet.  Foreign visitors, foreign nationals of Chinese descent, and residents of Hong Kong, Macau and Taiwan may convert their unused RMB back into their currencies, according to regulations.  According to China¡¯s foreign currency regulations, Chinese residents who hold foreign-currency cash or deposits may convert the foreign currency into other foreign currencies or the RMB at the exchange rates set by the People¡¯s Bank of China at a CCB foreign currency counter.  However, they may not convert their RMB into foreign currency.  Therefore, Chinese residents can only convert one foreign currency into another, or into the RMB.  Only foreign visitors, foreign nationals of Chinese descent, and residents of Hong Kong, Macau and Taiwan may convert their unused RMB into foreign currency, when they leave China.     

  Categories

Conversion of foreign currency cash into the RMB, and of foreign currency convertible bank notes into the RMB.  Conversion of the RMB into foreign currency cash, and into foreign currency convertible bank notes when leaving China.

  Currencies and Terms

    1. Currencies

Cash in all convertible foreign currencies, and convertible bank notes in all foreign currencies that can be legally drawn, may be converted into the RMB, provided that CCB trade in these currencies. 

2. Terms

Usually the U.S. dollar, Japanese yen, Hong Kong dollar, euro and British pound sterling are available.  The RMB can be converted into these currencies at any time, provided that the required documentation is presented.

  Rates

Currencies are converted at the rates published by the People¡¯s Bank of China and the State Administration of Foreign Exchange.

  Client Process

1. Regular Clients

Regular clients must apply for CCB to convert their foreign currencies into the RMB, and fill out a form confirming their receipt of RMB funds.

2. Visitors to China

Foreign visitors, foreign nationals of Chinese descent, and residents of Hong Kong, Macau and Taiwan, may present their passports and ¡°receipts of foreign currency conversion¡± (valid for six months) to CCB and request that CCB convert their unused RMB back into their currencies.

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