E-Banking Service
95533 Call Center
Mobile Phone Banking
Household Banking
Security Guideline
Personal Online Banki-
Deposits Service
Foreign Currency Depo-
All in One Account
RMB Deposits
Advance Withdrawal, B-
ankbook Loss Reporting, and Inheritance
ID-Backed Account, ID, Verification
Seizure and Verificat-
ion of Counterfeit Currency
Personal Deposit Stat-
Long Credit Card
Installment Service
Activate Your Card
Product Overview
Long Card Services
Long Card All-in-One
Long Quasi Credit Card
About Long Card Netwo-
Wealth Management Car-
Personal Loans
Personal Business Loan
Personal Car Loan
Personal Housing Loan
Gold Business
Physical Gold for Per-
sonal Investment
Personal Gold Account
Foreign Exchange
Individual Exchange S-
ettlement and Sales
Individual Foreign Ex-
change Remittance
Personal Foreign Exch-
ange Options
Personal Foreign Exch-
ange Structured Deposits
Personal Foreign Exch-
ange Trading
Foreign Currency Conv-
Personal Purchase of Foreign Exchange
Permit to Carry Forei-
gn Currency Abroad
Foreign Currencies Tr-
aveller's Cheque
Securities Agent
Certificate Treasury Bond
Savings Bonds
Securities Deposit Ac-
Securities Services S-
Bank-Securities Trans-
Book-Entry Treasury B-
ond Over-the-Counter Transaction
Service for Your Co-
Different-Location Co-
Paying Salaries on Be-
half of Organizations
Third-party Payment
Insurance Agent
Swift Remit
Personal Wealth Ma-
  nagement Products
Profit from Interest
Corporate E-Banking
VIP Service System
Corporate Online Bank-
ing (Simple)
Corporate Online Bank-
ing (Advanced)
Statement of Deposits
Corporate Term Deposi-
Corporate Notification Deposits
Corporate Demand Depo-
Corporate Deposits by Agreement
Institutional Business
Services for Governme-
nt Agencies
Social Security
Banks Cooperation
Bank-Securities Coope-
Bank-Insurance Cooper-
Services for Non-Bank-
ing Financial Institutions
Credit Business
SME Services
Traditional Credit Bu-
Commercial Draft
Buyer Credit
RMB Credit Line Loans
International Business
International Settlem-
International Financi-
FI Services
Fund Settlement
Securities Settlement Agent
Fund Settlement Servi-
Physical Structure
Operating Features
Security Controls
Information for Clien-
Main Functions
Intermediary Business
Guarantee-Based Busin-
Consulting and Advisi-
Fund Custody
CCB Investment Fund C-
ustody Services Integrated System

Bank-Insurance Cooperation

If you needs commercial insurance such as life insurance, health insurance, personal accident insurance, property insurance, you may visit our branches and outlets to buy insurance for we have established cooperative relations with around 30 insurance companies including PICC Property and Casualty Company Limited, China Life Insurance, Ping An Insurance, China Pacific Insurance, New China Life Insurance, Taikang Life Insurance, and Taiping Life Insurance.

The sale of insurance on behalf of the insurance companies is a type of intermediary service in accordance with the Commercial Banks Law of the PRC. The branches of the bank may act as the agent of insurance companies to sell the insurance products within the authorized scope when they obtain the permit from the CBRC to operate insurance sales agent services and sing the agent agreement with insurance companies. The insurance liabilities within the insurance contracts will be undertaken by insurance companies. Most of the insurance products are covered by the CCB.

The insurance products targets the corporate and individual clients with such insurance needs.

The insurance products that can be sold by CCB on behalf of insurance companies include:

Property insurance products include corporate property insurance, construction project insurance, installation project insurance, automobile insurance, cargo transportation insurance, personal housing insurance, household property insurance, credit guaranty insurance and liability insurance.

Life insurance products include: personal and group team life insurance, medical insurance, personal accident insurance, pension insurance, annuities insurance, participating life insurance, universal life insurance, fixed income insurance and investment insurance.

The application process for different insurance products may vary. However the general process is as follows

1. Consultation with insurance products. The client consults the manager or dedicated insurance consultants with the insurance business. The party agent will explain the required rules for this type of service and formulate insurance plans tailored to clients’ needs.

2. Filling in the proposal form. The client completes the proposal form with the help of part-time agents.

3. Paying premium. The part-time agent sends the proposal form to the insurance company who will issue the formal policy and notify the bank to charge the premium. As for the long-term life insurance products that need to be paid by installments, the client needs to sign a deposit agreement with the bank. The client will receive the receipt after the payment of premium.

4. Obtaining insurance certificate. The proposal form and policy will be sent to the client by our bank or mailed to the client by the insurance companies.

5. Renewal. When the short-term life insurance contract expires, the policyholder may ask the bank to make the renewal by providing the policy, receipts, renewal application and other necessary certificates to the bank. With the consent of the insurance company, the client may pay the premium at the bank.

6. Withdrawal. The policyholder may launch the withdrawal application through our bank or to the insurance company. The policyholder needs to provide the policy, receipts, withdrawal application and his or her ID to the bank and ask the bank to go through the withdrawal procedures.